40 vs 50 Gallon Water Heater: How to Choose the Right Size

What size water heater do you need? Guide to choosing between 40, 50, and larger tanks for Charleston area homes.

Choosing the right water heater size is crucial. Too small and you'll run out of hot water. Too large and you'll waste energy heating water you don't use. Here's how Mount Pleasant, Charleston, and Daniel Island homeowners can determine the perfect size.

Quick Sizing Guide

Household Size Bathrooms Recommended Size
1-2 people 1-1.5 30-40 gallons
2-3 people 1.5-2 40-50 gallons
3-4 people 2-2.5 50 gallons
4-5 people 2.5-3 50-65 gallons
5+ people 3+ 65-80 gallons or tankless

40-Gallon vs 50-Gallon: Direct Comparison

Factor 40 Gallon 50 Gallon
Best For 2-3 people 3-4 people
First Hour Rating* 50-60 gallons 60-80 gallons
Recovery Time 45-60 min 50-70 min
Equipment Cost $50-$100 less $50-$100 more
Operating Cost ~5% less ~5% more
Physical Size Slightly smaller Slightly larger

*First Hour Rating (FHR) = gallons of hot water delivered in the first hour of use

Understanding First Hour Rating

Tank size alone doesn't tell the whole story. First Hour Rating (FHR) is often more important.

What is FHR? The number of gallons of hot water a water heater can deliver in one hour, starting with a full tank.

Why it matters: A 40-gallon tank with a high FHR may outperform a 50-gallon tank with a low FHR during peak use times.

FHR Examples:

  • Basic 40-gal electric: FHR 50-55 gallons
  • Premium 40-gal gas: FHR 65-75 gallons
  • Basic 50-gal electric: FHR 60-65 gallons
  • Premium 50-gal gas: FHR 80-90 gallons

Takeaway: Gas water heaters have higher FHRs because they heat water faster.

Calculating Your Hot Water Needs

Step 1: Identify Peak Hour Usage

When does your household use the most hot water? For most families, it's morning (showers, getting ready) or evening (baths, laundry, dishes).

Step 2: Add Up Peak Hour Demand

Activity Gallons Used
Shower 10-15
Bath 15-20
Shaving 2
Hand washing 2
Dishwasher 6-10
Clothes washer (hot) 7-10

Example - Family of 4, Morning Rush:

  • 2 showers: 25 gallons
  • 1 shave: 2 gallons
  • Hand washing: 4 gallons
  • Total: 31 gallons

This family needs an FHR of at least 31 gallons. A 40-gallon tank would work, but a 50-gallon provides buffer.

Step 3: Consider Simultaneous Use

Do you run multiple hot water fixtures at once? If someone showers while the dishwasher runs, you need more capacity.

High simultaneous use: Add 20-30% to your calculation

When 40 Gallons Is Enough

A 40-gallon water heater works well for:

  • 1-2 person households
  • Couples without children
  • Small apartments or condos
  • Vacation homes with limited use (Sullivan's Island, Isle of Palms rentals)
  • Secondary water heaters for detached suites

Advantages of 40 Gallon:

  • Lower purchase price ($50-$100 less)
  • Slightly lower energy costs
  • Fits in tighter spaces
  • Adequate for low-demand households

Disadvantages:

  • May run out during heavy use
  • Not ideal for families with children
  • Less buffer for guests

When You Need 50 Gallons

A 50-gallon water heater is better for:

  • Families with 3-4 people
  • Homes with 2+ bathrooms
  • Households with teenagers (long showers!)
  • Frequent entertaining or guests
  • Multiple simultaneous users

Advantages of 50 Gallon:

  • More hot water for peak demand
  • Better buffer for unexpected use
  • Handles multiple showers back-to-back
  • Room for growth (new baby, etc.)

Disadvantages:

  • Higher purchase and operating costs
  • Requires more space
  • Heats water you may not use

When to Go Bigger (65-80 Gallons)

Consider larger tanks for:

  • 5+ person households
  • Large homes with 3+ bathrooms (common in Mount Pleasant, Daniel Island)
  • Jetted tubs or soaking tubs
  • Heavy hot water use (hot tub fill, etc.)
  • Multi-generational households

Alternatively, consider tankless for unlimited hot water without a larger footprint.

Special Considerations for Charleston Homes

Large New Construction (Daniel Island, Park West)

Many new homes in the Charleston area are 3,000+ square feet with:

  • 3-4+ bathrooms
  • Master suites with soaking tubs
  • High-end appliances

These homes often need 65-80 gallon tanks or tankless systems.

Historic Homes (Downtown Charleston)

Older homes may have:

  • Space constraints (small utility areas)
  • Fewer bathrooms but longer pipe runs
  • Older plumbing with slower flow

A right-sized tank with good FHR often works better than oversizing.

Vacation Properties (Sullivan's Island, Isle of Palms)

Vacation homes have unique patterns:

  • Unused for long periods
  • Full capacity when occupied
  • Multiple guests during peak season

Options:

  • Standard 50-gallon for typical vacation home
  • Tankless for variable occupancy
  • Timer-controlled heating to save energy when vacant

Rental Properties

For investment properties, consider:

  • Tenant habits vary widely
  • 50-gallon is standard for families
  • Durability matters as much as size

Gas vs Electric Sizing Differences

Gas water heaters:

  • Heat water faster (higher recovery rate)
  • Can often use smaller tank for same output
  • Higher FHR ratings

Electric water heaters:

  • Slower recovery
  • May need larger tank for same household
  • Consider hybrid for better performance

Example: A family comfortable with a 50-gal gas tank might need a 65-gal electric tank for equivalent performance.

Upgrading vs Staying Same Size

Reasons to Upgrade Size:

  • Family has grown
  • Added bathroom
  • Current tank runs out regularly
  • Planning to stay long-term

Reasons to Stay Same:

  • Current size works fine
  • Space limitations
  • Keeping costs down
  • Household is shrinking

Physical Size Comparison

Tank Size Height Diameter
40 gallon 50-52" 20-22"
50 gallon 54-56" 22-24"
65 gallon 58-62" 24-26"
80 gallon 60-65" 26-28"

Make sure your water heater location can accommodate the size you need. Measure before purchasing.

Service Areas

Water Heater Doctors helps Charleston area homeowners choose the right size:

Mount Pleasant - All neighborhoods. Daniel Island - Residential and commercial. Charleston - Downtown, West Ashley, James Island. Sullivan's Island - Full service. Isle of Palms - Including Wild Dunes.

FAQ: Water Heater Sizing

Is bigger always better? No. Oversized water heaters waste energy heating water you don't use. Right-sizing saves money.

Can I replace a 50-gallon with a 40-gallon to save money? Only if your household has shrunk or usage has decreased. Otherwise you'll run out of hot water.

What if I'm between sizes? Go with the larger size. The price difference is small, and you'll appreciate the extra capacity.

Do tankless water heaters eliminate sizing concerns? Largely yes. Tankless heats on demand, so you never run out. But you still need proper flow rate (GPM) sizing.

How do I know my current water heater size? Check the label on your water heater. Tank capacity is listed prominently.


Not sure what size water heater you need? Water Heater Doctors provides free assessments throughout Charleston, Mount Pleasant, Daniel Island, Sullivan's Island, and Isle of Palms. Call (843) 990-6524 for expert sizing advice.

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